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Total loan: $700


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Kisii, Kisii, Kenya / Agriculture

Margaret's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to buy a dairy cow.

Margaret's story

"Eighty percent of Kenyans are farmers, and by that, I mean that people who make a living off of the land, and 80 percent of the food that people eat comes from people who sell in the rural marketplace,” says Margaret, a 57-year-old mixed farmer based in Ibencho, a remote village in the Kisii area of Kenya. She is a mother of five school-going children whom she truly loves and greatly adores. Margaret always describes her upbringing as challenging, and that is why she is doing everything in her power to provide a good foundation for her children and to be able to secure their future. Margaret has been farming for over 15 years. Over the years, she has gained much experience and is now considered one of the best farmers in her village because of the immense knowledge that she possesses. Margaret passionately loves dairy farming and she has even nicknamed one of her cows “Onyango” (a person’s name). Since she has excess dairy food and enough space on her land, Margaret has always wanted to buy another dairy cow, but the challenge that she has been facing is lack of finances. That is why Juhudi Kilimo is partnering with Kiva and Kiva lenders to help aspiring women like Margret to turn their dreams into reality. Margaret believes that the loan will help her to satisfy the milk demand in her area and, through the accumulated profits, she will be able to realize her dream of developing her business into a large enterprise. Many women in Kenya are responsible for not only producing food, but also feeding their family. Margaret, being a hardworking farmer, wants to provide all of the basic needs that her children and parents require. Margaret is very disciplined with her finances and she knows that, with the accumulated profits, she will be able to fully repay her loan.