Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $575

Umoja Women Group

Nakuru, Nakuru, Kenya / Agriculture

Umoja Women Group's loan finished fundraising, but these other borrowers need your support

A loan helped To buy fertilizer and pesticides.

Umoja Women Group's story

The person raising her hand in the photograph is Zipporah, a member of Umoja Women Group. She is 40 years old, married and living with her five children. She earns her living by practicing vegetable farming. Zipporah joined Hand in Hand Eastern Africa in 2012 and has benefited from training on saving, enterprise and financial management. She is borrowing a loan to purchase farm inputs such as fertilizer and planting seeds. She hopes this will improve the crop yield and thus, more supply to the market. The anticipated increased income will enable her to meet the cost of educating her children. Zipporah is very grateful to Kiva and their lenders and promises to repay the loan promptly.