100%

funded

Total loan: $700

Mary

Flag of Kenya
Kisii, Kisii, Kenya / Agriculture

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A loan helped to purchase a dairy cow.


Mary's story

Mary, 46, is a passionate small-scale dairy farmer based in Manyatta village. She stays with her husband with whom they were blessed with 2 sons and 2 daughters. Subsistence farming is very common in Manyatta. The definition of an economic activity there is producing just enough for consumption by the farmer and his family. Mary is seeking a loan to purchase a dairy cow. You might be wondering, "Why a dairy cow?" Five years ago, Juhudi Kilimo ventured into the market with the sole aim of changing farmers' perspective towards farming. Through giving out loans for acquiring income-generating assets, farmers carrying out farming with the aim of making big returns in order to repay the loan and make a profit. After servicing the first loan, they get the logic and seek another loan, usually a higher amount, to do bigger projects and make more money for themselves. In this model, farmers, like Mary, start by planning and choosing a farming enterprise that will enable them to earn enough profit to repay the loan and use the extra amount. The farmer must also keep the market in mind when making these decisions. Mary identified dairy farming. In order to engage, she needs your loan which she is going to invest so that she can make more money. She is going for a good quality animal, use A.I. services, better feeds, good husbandry practices and in the near future, value addition. Her money from this investment will enable her to earn more income and pull her family out of poverty.