Richaman

Richaman is a 28-year-old man who lives in Bundibugyo Uganda, and is married with six children. He trades and grows cocoa in his home area. When he realized that the previous loan helped him improve his profit margin, he decided to request another loan to buy more cocoa to sell. Seasonality changes affect his cocoa expected profits. Richaman plans to expand his business and educate his children to higher levels of understanding.