100%

funded

Total loan: $3,900

Josephat's Group

Kakamega North, Kakamega County, Kenya / Agriculture

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A loan helped To access hybrid seed and fertilizer for harvesting maize, millet and sorghum.


Josephat's Group's story

Mabadiliko Group is a group of seven group leader farmers in Kakamega North District, with Josephat selected as the Kiva representative of Mabadiliko Group. Josephat has volunteered to be the Kiva group representative and is on the right of the photo with his hand raised. Farming inputs will be delivered to him and the 63 other individual farmers represented in this group. The credit consists of the necessary materials to plant ¼ acre of maize and ¼ acre of millet or sorghum each. The individual farmers are not pictured here but will be receiving an average loan of 5,349 shillings. Josephat is 51 years old and has been a farmer for 31 years. Josephat works as a farmer to provide for his nine children. The community and other farmers know Josephat as friendly, hardworking and an experienced farmer. Other than farming, he is also involved in community groups such as the men's group. Josephat described his harvest last year as good, but hopes he can have an even better one with the support of One Acre Fund and the other farmers in his group. The 2013 Long Rains season won’t be Josephat’s first season with One Acre Fund. He first joined One Acre Fund in 2011 and has continued working with One Acre Fund in order to get the best seed prices, get new farming methods, get fertilizer and hybrid seeds, earn enough to feed his family and send his children to school. As an active member in his community, Josephat also chose to be a group leader and Kiva representative because he likes being a leader and wants to help more farmers. Josephat plans on using future profits from the harvest to send his children to school, save for the future and buy a cow. His life has improved by working with One Acre Fund because he has more profits from his harvest, has more farm training, and is able to feed the family. Josephat also joined One Acre Fund because he wants more food surplus. Josephat’s life has also improved because he pays school fees. One Acre Fund focuses on working with smallholder farmers across Kenya. The organization pre-purchases seeds and fertilizer when prices are low and passes the cost savings onto the farmers. Josephat and the Mabadiliko Group will use the Kiva loan to cover this initial cost of purchasing the seeds and fertilizer package from One Acre Fund. One Acre Fund continues providing training and support throughout the planting and harvesting season to ensure a good harvest and repayment. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives. The field officer is also included in the photo and is standing on the left of the photo.