Total loan: $3,425

Margret's Group

Busia, Busia, Kenya / Agriculture

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A loan helped to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.

Margret's Group's story

Margret is a member of this group in Busia District. She is pictured here in a group of three One Acre Fund group leader farmers. The field officer is also included in the photo and is standing on the left. The group leaders represent a total of 55 individual One Acre Fund farmers who are not pictured here. Margret has been selected to act as the Kiva group representative and is standing on the right with her hand raised. She and the other farmers represented in this group are each receiving hybrid seed and fertilizer for ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet and sorghum cultivation. Margret is married and has five children. She is 49 years old and is known as friendly, hardworking, reliable, trustworthy and an experienced farmer. She is active in her community in groups, such as the women's group, savings group, prayer group and burial committee. Margret has been a farmer for 33 years. She believes she can join the ranks of other One Acre Fund farmers who doubled their harvests in their first year with One Acre Fund. Margret is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. Margret joined One Acre Fund in order to get new farming methods, get fertilizer and hybrid seeds, and earn enough to feed her family. She also volunteered to be a group leader and Kiva representative because she is an active community member and wants to spread the story about One Acre Fund farmers. Margret plans to use the money that she earns from her next harvest to send her children to school and repair the home. She notes that working with One Acre Fund has lead to many benefits for One Acre Fund farmers. Margret and her group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.