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Total loan: $6,000
, , Iraq / Services
Flag of Iraq
Anonymous Group's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!
A loan helped to buy a small generator to be able to work even during the hours of the day when there are power cuts in her town.
Anonymous Group's story
The members of this group have asked to remain anonymous but are ready to share their stories with Kiva. The lead member of this group is a 38-year-old Iraqi woman. She is single and is living with her family. With limited career options due to cultural restrictions and domestic constraints, she is one of the many Iraqi women who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family. She started her home-based, small income generating activity approximately 10 years ago and she would like to improve her performance and efficiency. She is currently working with an old sewing machine that she would like to replace with a new one. She would also like to improve her time management and buy a small generator to be able to work even during the hours of the day when there are power cuts in her town. These power cuts happen frequently and often interrupt the work she has planned to do. To avoid such interruptions and be able to make the purchase she took a loan from Relief International - Microfinance Iraq. Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group. Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.