100%

funded

Total loan: $925

Mary Joy

Flag of Philippines
Caloocan City, NCR, Philippines / Retail

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A loan helped to pay for additional supplies and merchandise products like clothing, footwear, undergarments, and cosmetics which are needed for her business.


Mary Joy's story

This is Mary Joy, 34, resident of Caloocan 5, Philippines. She is married to Dandy, a worker abroad and is mother to their children. She, together with her husband, manages their household while operating the business. She and her husband are working hard to provide income for their everyday needs. Mary Joy maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands like Avon, Fuller life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customers order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer’s prices are lower than those in the catalogue, and these are the profits that dealers are investing on as their income. Her regular customers are her neighbors and the local community. She earns a minimum of Php2000 in sales every week. To help her continue the operations of her business, she is requesting a Php40, 000 loan. She will be utilizing the loan to buy additional supplies and merchandise products like shampoo, cologne, deodorant, perfume, soap, fabric softener, undergarments and other products needed for her business. Mary Joy dreams to become rich and hopes to expand her business. She meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.