Total loan: $6,000

Ahlam's Group

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, , Iraq / Services

Ahlam's Group's loan finished fundraising,
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A loan helped to buy a new sewing machine and a small generator.

Ahlam's Group's story

Ahlam is a 48-year-old Iraqi woman with a small, home based sewing business activity. She is married and a mother of four children. With limited career options due to cultural restrictions and domestic constraints, Ahlam is one of the many Iraqi women who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family. Although she learned to sew a long time ago, she started to use her sewing skills as an income generating activity two yeas ago. She is now taking a group loan to buy a new sewing machine to increase the quality of her work and a small generator to allow her to work during the many hours of the day when her area is without electricity. Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group. Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.