Total loan: $1,000


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Nabatieh, Nabatiyeh Governorate, Lebanon / Education

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A loan helped to pay for her daughter's university fees.

Hanaa's story

Hanaa is a 50-year-old married mother of four children. She has been working in the art business for eighteen years. Hanaa is involved in many areas: she has eight years of experience as a teacher in the Association for the Handicapped, where she taught Arabic language and mathematics. Her main business now is in mosaic and faux-bijoux handicraft work. Her husband, a blacksmith, works to earn daily wages and has a fluctuating income. Hanaa has benefited from financial and non-financial services from Al Majmoua since 2008. She was also chosen by Al Majmoua to attend the "1st Euromed Forum of Women Micro-entrepreneurship" which took place in Strasbourg in November 2008 to link women from Arabic Mediterranean countries, build a network and test the European market responsiveness to handicraft products from the Arab countries. The forum helped Hanaa to increase her self confidence as she met people from different cultures, and exchanged experiences and new skills with other micro-entrepreneurs. Hanaa also received a great testimony of appreciation of her mosaic work from customers: they were impressed with the high quality of professionalism in her work. Hanaa took two loans from Al Majmoua to purchase a ceramic stone-cutting machine and some other work materials. This machine allowed Hana to save 50% on the cost of raw materials and 30% on her time. She previously had to rent one for USD 100 per day. She has also benefited from many training opportunities from Al Majmoua and was able to become a vocational trainer for her peers in the community. She trains other women to acquire new skills and start a new business. Hanaa is very satisfied with what she has learned and accomplished. She feels more confident as she proves herself by participating more and more in the budget and decision-making of her family. Unlike her previous loans, Hanna is acquiring a third loan cycle from Kiva's partner Al Majmoua to pay for her daughter's increasing university tuition fees.