Total loan: $2,175


Ambrolauri, Racha-Lechkhumi and Lower Svaneti, Georgia / Clothing

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A loan helped to set up a used clothing store.

Aza's story

Aza is 52 years old, and is from the small town of Ambrolauri. She lives with her spouse who works as a driver for a private company and gets a monthly salary. Aza co-ordinates newspaper kiosks located in her town and earns a monthly salary as well. Unfortunately, her existing income is not enough to cover everyday costs and also help her children living in the village near the town where Aza lives. So, Aza decided to start a clothing trading business with a loan. But the local credit providers usually demand experience and some stable income from the borrowers. Aza’s credit requests were rejected several times, as she doesn’t satisfy their requirements. She received credit within the framework of a joint initiative of Kiva and Credo. The Startup Program gives vulnerable poor people the chance to start or re-start businesses. With the loan of 3,000 USD, she will purchase second-hand clothing at wholesale prices and sell it in her community. She will renovate a commercial space and set up a store to offer her customers a wide assortment and well-priced clothing for men, women and children. It is obvious that the job is hard for Aza, but she is ready to deal with the difficulties and develop her trading business gradually. The startup credit will be a great support for the family, as their income will be significantly increased thanks to Kiva lenders.