Total loan: $1,225


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Kachagani, Kvemo Kartli, Georgia / Food

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A loan helped to purchase equipment and open a café.

Rakhib's story

Rakhib is a 56-year-old farmer from the village of Kachagani, Marneuli district. He is married and lives with his wife Egana. Rakhib has been involved in the agricultural industry since early childhood. His parents were farmers and this is a traditional activity for the family. Rakhib works hard on family-owned agricultural land. He cultivates the land and sows different kinds of vegetables. In addition, Rakhib has apple and persimmon trees. Rakhib always has high quality products, which he sells to local retailers for a good price. Despite working hard, the existing income is not enough to cover food and every day expenses for Rakhib's family. As a result, Rakhib decided to start his own business and seek credit among local financial institutions but his attempts were unsuccessful because of the economic conditions. The startup program, that is a joint initiative between Kiva and Credo, enables vulnerable, poor and inexperienced people to get a loan for starting or re-starting businesses. Rakhib's application for a loan of 2000 GEL to open a small café was approved under the framework of this program. Rakhib needs to purchase tables and chairs for his café. After the equipment is purchased, he will be able to open the café and generate a stable income. Rakhib will work hard to satisfy his clients' requirements.