Total loan: $500
Kisii, Kisii, Kenya / Agriculture
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Hellen's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!
A loan helped to purchase a dairy cow.
Hellen lives in the Kisii area of Kenya, which is an area that does not suffer from dry seasons. She has five children and has been doing this work for ten years. Her primary income sources are milk, eggs, tea, crops, transportation services, and personal business. She stated what is most enjoyable about farming: “Wheat, tea, maize (corn), cows.” Her biggest challenges are “Pests, climate change.” Animals on the farm have been given the name of “Nyan'era.” Hellen was asked why she chose Juhudi Kilimo for this loan, to which she replied: “Because it deals with farming and am an interested farmer.” This client was also asked what was learned during Juhudi's required microfinance training session: “Improve living standards if the loans are used wisely.” Her highest monthly expense is for school fees. When asked “How will this loan benefit her family”, Hellen replied “Will help her cater for both their needs.” As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Hellen owns the following: “cow, poultry, pump, motorcycle” but does not own “pig, bicycle, automobile”. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household “mosquito net, running water, TV” but does not have “electricity, solar power, sewing machine, DVD”. Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.