Total loan: $450


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Intramuros, Manila City, NCR, Philippines / Retail

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A loan helped to pay for grocery items, toiletries and beverages needed in his business.

Noel's story

Married to Eva, a saleslady and a mother to their children, Noel is a 48-year-old resident of Intramuros, Manila, Philippines He and his wife manage their household while operating the business. At this time, he is working hard to continually provide income for their everyday expenses.

Noel operates a variety store. In the Philippines, a variety store is basically a small convenience store that retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, Php5-worth of cooking oil, or an egg. He earns by getting supplies at wholesale prices and selling by the piece. His store is located adjacent to his house. His regular customers are his neighbors and the local community. Noel earns a minimum of 350 Philippine Pesos (PHP) in sales every day.

To help him continue operations of his business, he is requesting a Php 18,000 loan to buy groceries, toiletries and beverages to expand product inventory. He expects a boost in his business income as he expands his enterprise.

Noel dreams that his business will grow and have other branches, and he hopes for the family to have their own house. He meets up with his co-fellowship* members to share stories of his life and business every week and draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro finance loans.