Total loan: $900

Teresa Viviana

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Jipijapa, Manabí Province, Ecuador / Retail

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A loan helped to buy pants, blouses, shirts and products from Esika to sell in order to help meet the household expenses.

Teresa Viviana's story

The Communal Bank Mujeres Unidas meets twice a month in the canton of Jipijapa. This canton is known as the Sultana of coffee because of the extensive cultivation of coffee which has an incomparable flavor, for its cuisine, and for the warmth of the people. Teresa lives in this place. She is 29 years old. She is married and has 4 children who are 13, 11, 6, and a baby of 4 months of age. The two oldest are in middle school and the younger is in primary. Her husband is a security guard. With the intention of earning something on her own and helping her husband with the household expenses she is engaged in commerce, selling all types of clothing and products from Esika (beauty products, cosmetics, perfumes and women’s accessories.) She sells door-to-door, three or four days a week, going out with her products and leaving them on credit and collecting payment every eight days. She goes to Guayaquil to buy merchandise every fifteen days or when she needs to. She has been in this business for six years and it is going very well. She will use this loan to buy more merchandise such as: pants, blouses shirts and Esika products. She has been a member of the communal bank for six years and she likes it because with the first loan she started her business. Her dream is to have a car to use on her route.