Total loan: $2,850
Darkhan, Darkhan-Uul, Mongolia / Housing
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A loan helped To buy some building and insulation materials for her home repair.
Mrs. Nandintsetseg, 31, lives with her husband and her son in a rental apartment in Darkhan, the second largest city in Mongolia. She is a teacher at a secondary school and has been working for five years nonstop. Her rental apartment has too much heat loss and emissions in the winter. She uses the furnace, which uses coal, just to stay warm at home. Her son always has flu due to the cold. So she wanted to make repairs to her apartment. She is planning to insulate the windows and the wall corners. She will recover some broken and bad parts of the walls with cement and foam. It will reduce the heat loss, and she will pay less for coal. Using the coal is very harmful for her family's health and the environment, as she knows. Although Mongolia has the lowest population density in the world, it is one of the most polluted countries in the world. This is due to the long and cold winters where temperatures frequently go below -40C (-40F), even in the cities. Also, in winter, many parts of the country are extremely cold and are known to have snowstorms. Both homes and nomadic tents burn a lot of fuel and emit huge amounts of pollution every night from families just trying to stay warm. As well, the extremely toxic smoke from the cars is one of the main reasons for Mongolian air pollution. In response to this, Credit Mongol offers Green Loans to their clients to make home improvements that reduce heat loss, improve heating systems and buy the cars that run on the natural gas. The loan she is taking will be dedicated to buying some building and insulation materials for her home repair.