Total loan: $675


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Cauayan, Negros Occidental, Western Visayas, Philippines / Arts

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A loan helped Purchase more materials.

Jocel's story

Jocel S. is a 45-year-old married woman who supports her family by operating two business ventures: the buying and selling of Nipa (palm fronds woven into roof materials) and a general store business. She lives in Purok Bugnay, Barangay Vista Alegre, Ilog, Negros Occidental. She has been a member of NWTF-Project Dungganon since 2001 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her buying and selling of Nipa and general store businesses, she is gradually making her family more economically stable. She now earns an average monthly income of $114. Jocel is now borrowing 29,500 PHP so that she can purchase more materials. This will be her 17th loan from NWTF-Project Dungganon. Her previous loan of 29,000 PHP, which she paid off well within its term, was just another step in her journey toward economic freedom. Jocel aspires to elevate her family's living conditions and ensure their future well being by following the Dungganon way. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.