Total loan: $1,150

Mary Grace

Pasay City, NCR, Philippines / Clothing

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A loan helped Stock for her direct-selling business and items ordered in advance by her customers.

Mary Grace's story

As the saying goes, opportunity knocks only once. Mary Grace S. M. knows this truth and grabs every opportunity that comes her way. Mary Grace, 46, reached the college level of education and is married to Rolando, a government employee. Together they are raising three children, two of whom are in high school while the other one is already working. Together, they live in Pasay City, Philippines. Mary Grace presently runs a direct-selling business, in which she sells items to her neighbors. Her products include fashionable bags, accessories, apparel, cosmetics and footwear, among others. Having been at least 25 years in business, she knows how to pay her dues on time. She also has an excellent reputation with her fellow community partners in CCT* and, most important, her customers. Monthly, she is able to earn an average of 10,000 Philippines pesos (Php). To help her continue operation of her business, she is requesting a Php 50,000 loan. She intends to use this money to purchase more products for her store, all the more now that the Christmas season is fast approaching. She plans to take this opportunity to drive her business toward more profitability. Mary Grace's life is never without challenges, both in her business and personal life. Nonetheless, she stays focused on the opportunities that lie ahead, and not on the failures of yesterday or the worries of today. *All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay micro-finance loans.