Total loan: $425


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Hinobaan, Negros Occidental, Western Visayas, Philippines / Food

Elma's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped To further expand one of her businesses by purchasing additional vegetables.

Elma's story

Elma T. is a married woman who lives in Gilside, Brgy. Nabulao, Sipalay City, Negros Occidental. She earns her living by operating three business ventures: a vegetable-selling business, a rice-selling business, and a general store. Her husband, Erwin T., who is 42 years old, works as a laborer to earn his living, and also helps with his wife's business activities. They have two children who are 12 and 13 years old.

Elma joined NWTF-Project Dungganon in 1993 because she aspired for something better for her family. With the help of 18 prior loans from NWTF-Project Dungganon, Elma has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan in the amount of 22,000 PHP helped her earn a monthly profit of 5,000 PHP, thereby improving her family's standard of living. This time, for her 19th loan, she is seeking to borrow a loan in the amount of 18,000 PHP ($425), which she intends to use to buy vegetables to sell so that she can continue to save up for future home repairs and her children's education. Elma T. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon -- a Hiligaynon word that means "honorable." Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon -- a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to assist the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join the team.