Total loan: $800


Escalante, Negros Occidental, Western Visayas, Philippines / Retail

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A loan helped To prchase more stock to sell.

Carmelita's story

Carmelita B. is a married woman who lives in Prk. Ipil-ipil, Brgy Vito, Sagay City, Negros Occidental. She earns her living by operating 3 business ventures: sari-sari (general) store, fishing, and pig fattening businesses. Her husband Francisco B., who is 45 years old, works as a fisherman to earn his living, and also helps in his wife's business activities. Their only child is 19 years old. Carmelita joined NWTF-Project Dungganon in 1992 because she aspired for something better for her family. With the help of her past 29 loans from NWTF-Project Dungganon, Carmelita has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 29,500, which was funded by Kiva lenders, helped her earn a monthly profit of PHP 10,000, uplifting the family's standard of living. This time, for her 30th cycle loan, she is borrowing PHP 35,000, which she intends to use to purchase more stock to sell in her general store and also to buy a side-car for her motorcycle transport so that she can continue to save up for the future to sustain their daily needs and to educate her daughter. Carmelita B. is a Dungganon woman who is following an honorable path toward the achievement of her dreams. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.