100%

funded

Total loan: $475

Joyce

Flag of Kenya
Sotik, Kericho County, Kenya / Agriculture

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A loan helped to purchase farm inputs such as high-nutrient fertilizer and certified seed.


Joyce's story

Wonderful Kiva community of Kiva!

Joyce is 42 years old and lives in Sotik, a town surrounded by prime agricultural lands which favour large-scale grain farming. She is a hardworking woman who always wants to give her family a better life. Joyce obtains her income through mixed crop farming.

Unfortunately, the quality of Joyce’s crops has declined because of poor farm inputs. This has resulted in low demand for her products and has negatively impacted her sales. To a poor rural farmer, treatment of crop diseases requires an increase in the total operational costs to the extent that, in most cases, the amount of capital invested to produce a desired yield surpasses the output harvested. The remedy is to use certified seeds that are resistant to pests and diseases.

Joyce is requesting this loan to purchase farm inputs such as high-nutrient fertilizer and certified seed. This will enable her to improve her farm yield and increase her sales and profits so that she can better support her family. This loan will surely change her life as she will be able to produce more and, hence, shift her income level. The impact of this loan will show in the smiles on the faces of her children.