100%

funded

Total loan: $575

Viviana Moncerrate

Flag of Ecuador
San Jacinto, Manabí Province, Ecuador / Retail

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A loan helped to buy beauty products to sell.


Viviana Moncerrate's story

Viviana Moncerrate, 37, is married and has a 7 year-old child who is in school. Her husband is an experienced construction worker who does drywall, plumbing, and electrical repair work. They live in a home that they rent from a brother in San Jacinto, a town of fishermen. Here, the economy is based on fishing, salt extraction, tourism, trade, and hand-made products such as nets and smaller objects made from shells and snails.

Viviana has a business selling from her home and door-to-door where she sells products from catalogs including clothing and accessories. She sells from the Azzorti line (beauty products, cosmetics, perfumes, and women's accessories), and the Yanbal line (beauty products, cosmetics, perfumes, and women's accessories). She sells this merchandise every day, and her customers buy on credit. She collects weekly.

The social isolation at first left Viviana without work due to fear of contagion and various restrictions that prevented her from going out to work. But now, she is operating her business while conforming to bio-security protocols. This loan will be used to fill orders for perfumes, creams, clothing, and materials to work with drywall. Her dream is to have her own house, and see her family in good health.