Total loan: $325
Brgy. Paniki, Bagabag,Nueva Vizcaya, Cagayan Valley, Philippines / Retail
Flag of Philippines
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A loan helped to purchase new items to expand her product offering.
Mirriam Joy's story
Mirriam Joy G. is from the village of Brgy. Paniki, Bagabag, Nueva Vizcaya. She is 24 years old, married and has 1 school-aged child. Mirriam Joy owns & operates a specialized retail store where she sells personal products. She has been engaged in her business for over 5 years and earns approximately 7,000 PHP a month. In 2007, Mirriam Joy joined ASKI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 10,000 PHP from ASKI. This previous loan was used to to purchase additional products to sell. She is requesting a new loan of 14,000 PHP which will be used to purchase new items to expand her product offering. This will be the seventh loan taken out by Mirriam Joy from ASKI. She plans to use the additional revenue generated to improve the general living conditions of her family. About ASKI: ASKI is one of the most successful microfinance institutions in the Philippines. It has 29 branches covering the Central and Northeastern areas. Its clients are mostly farmers, fishermen and small entrepreneurs. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.