Total loan: $550


Ayacucho, Ayacucho, Peru / Agriculture

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A loan helped Purchase fertilizer to be used on her cacao plantations.

Nilda's story

Nilda, 36 years old, lives with her spouse and has got two children. She lives in the locality of Santa Rosa (on the edge of the jungle), where she has her own home. She recalls that a few years back, her spouse didn't have a job and they only had a small crop of cacao plants that in certain occasions could barely provide for her family. Thanks to the unconditional support of her parents, they were able to overcome that difficult time. Nowadays they cultivate and sell in large quantities to their buyers, who feel satisfied with the product that they are purchasing. As a result, the sales produce good earnings. In general, she receives constant help from her spouse and together they make a good team. Sometimes she receives help from laborers to help facilitate the final production. Normally she sells her product to the distribution centers in her area at a competitive price. Her future plans are to acquire new land with the proposal of improving her quality of life and that of her family's. This is her fourteenth credit with MFP. As such, she promises to continue fulfilling her payment plan. In addition, she is happy with her communal bank for providing good economic results. With the credit that she is seeking, she plans to invest in the purchase of supplies and fertilizers in order to properly maintain her cacao plantations.

Translated from Spanish by Tracy Quan, Kiva Volunteer