Total loan: $50,000

Norcafé Peru

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JAEN, Cajamarca, Peru / Agriculture

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A loan helped To provide higher incomes and cultivation training to coffee farmers in the Andes and Amazon regions.

Norcafé Peru's story

One-quarter of Peruvians work in the agriculture sector. As a result of limited access to credit, property rights, and market integration, the vast majority manage small plots with low productivity. Farmers are subject to volatile commodity markets, poor infrastructure and scant public services. Norcafé Perú is a coffee cooperative sourcing high quality "green" coffee from nearly 500 smallholder farmers in the Andes and Amazon regions, where in parts half of the population live in poverty. As a cooperative of youth, ethnic minority, and rural farmers, Norcafé provides access to international specialty markets and regular technical assistance. 20% of cooperative members are intergenerational farmers, "young families who have inherited" small farms cultivating traditional varieties, e.g., caturra, typica, bourbon, paches, and catuí. Norcafé generated almost $250,000 in premium prices in 2020, the majority distributed to farmer families and used for technical support and fair trade certifications. This loan of $50,000 will be used to purchase coffee from smallholder farmer cooperative members, allowing Norcafé to meet unmet demand and mitigate their reliance on secured, high-interest loans. This is Norcafé’s first loan through Kiva’s Social Enterprises program. View this short video on Norcafé.