Total loan: $2,550


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Min-Bulak village, Talas region, , Kyrgyzstan / Agriculture

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A loan helped to buy dairy cows and increase her sales of milk to a local factory.

Nuriya's story

Nuriya is 37 years old, married, and has five children. She has a higher education and works as a teacher in a local school. Since 2000, she has been involved in raising livestock and growing crops as an additional source of income for her family. Thanks to her hard work, her farm currently has 7 cows, 30 sheep, 3 horses, and a 0.5-hectare land allotment where she grows beans.

She has a contract to provide organic milk to a local factory for processing into dairy products. This allows her to continually invest in her agricultural business. Upon learning that she can get a loan at Bai Tushum Bank secured by a contract for future supply as part of the value chain, she applied for a loan in the amount of 215,000 KGS to purchase dairy cows in order to increase her volume of milk sales. The payments from the factory for the milk will be directly transfered to Nuriya’s bank account, while the loan payments will be automatically deducted. The income from the loan will her to further develop her farm.