Total loan: $1,175


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Port Vila, Shefa Province, Vanuatu / Services

Ruth's loan finished fundraising,
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A loan helped to pay for new patterned fabric, sewing materials and retail goods for her small kitchen shop.

Ruth's story

Ruth, aged 38, is the mother of five girls, aged 18, 15, 14, 11 and eight. She is happily married: her husband is employed by a telecommunications technology and infrastructure company. He has always supported her in her business. Ruth lives with her husband and daughters in her own home, located in a rural district about 20 minutes' drive to Port Vila city. Her community is quite large, and the main industry is agriculture. Ni-Vanuatu rely a lot on agriculture for food and income; therefore, making a living from this is satisfactory, despite the COVID-19 pandemic.

Ruth has asked for a loan to help her buy new patterned fabric and sewing materials, which she needs to sew new dresses, and also retail goods to sell in her small kitchen shop so she can better provide for her customers. She makes her dress sales on her home island, Epi. Ruth wants to make new kinds of dresses to attract more customers. This will help to increase her revenue, which she will use to complete her unfinished home.

Ruth has been with South Pacific Business Development (Vanuatu) Ltd for over three years with this being her fourth loan. She has faithfully repaid her previous loans on time. Ruth is motivated by her family to expand her business so she can improve her family's livelihood.