Total loan: $175


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Serang, Banten, Indonesia / Education

Ratni's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to buy a smartphone for her child’s education needs.

Ratni's story

Good day lenders! Meet one of KBMI’s clients, Ratni. She is forty-seven years old and a widow with two sons and one daughter. Ratni runs a business selling food. One of her children is still in school. The impact of the Covid-19 pandemic on her family is the implementation of school from home that uses an online system. This made it difficult for her child to access the course materials and send assignments to the teacher.

She has applied for a loan of 2,300,000 Indonesian rupiahs (IDR) from KBMI to buy a smartphone for her child’s education needs. Her income is not sufficient to buy a smartphone, but she will be able to repay the loan received by using the profits generated from her business.

Ratni is a very hardworking mother who always strives for the best for her children, to improve their living conditions and to create a happy life. She is very grateful for the opportunity and wants to thank to all lenders.

Note: The girl in the photo is Ratni's daughter