Total loan: $375


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Kaduna, KD, Nigeria / Agriculture

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A loan helped to build a better house for the family.

Zainabu's story

Zainabu is a maize farmer from the rural area of Kaduna, a state located in northern Nigeria. She looks forward to earning higher profits from farming.

As a member of Babban Gona, Zainabu has access to high-quality inputs and enhanced farming services that help to increase her yields. Furthermore, through training programs, Zainabu now practices farming in a more sustainable manner. For example, the fertilizer education Zainabu receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields. Zainabu expects to reap 35 bags/hectare, or about double the national Nigerian average of 18 bags/hectare from this year's harvest.

Zainabu, however, needs a Harvest Advance loan to avoid losing margins by selling her maize at harvest, when prices are low due to the high supply of maize. The Harvest Advance loan will provide Zainabu with cash equivalent to her value of maize at harvest. Babban Gona will then help Zainabu to store her maize and sell it at a higher price in the future, guaranteeing higher returns. This is crucial to Zainabu, as she plans on using the increased income to build a better house for the family.