Total loan: $400


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Kaduna, KD, Nigeria / Agriculture

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A loan helped to increase profits on the sale of maize.

Ladi's story

Ladi is a hardworking farmer who has the ambition to expand her land under cultivation and earn higher profits from farming. As a member of Babban Gona, Ladi has access to high quality inputs and enhanced farming services, which help to increase her yields. Furthermore, through training programs, Ladi now practices farming in a more sustainable manner. For example, the agronomy education Ladi receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields.

Ladi expects to reap 40 bags/hectare of maize from this year's harvest, more than double the national Nigerian average of 18 bags/hectare. Nonetheless, Ladi needs a Harvest Advance loan to capture greater margins on her maize. Instead of selling the grain at harvest, when prices are low due to the high supply of maize, Ladi will be provided with this Harvest Advance loan, the cash equivalent to her value of maize at harvest. Babban Gona will then help Ladi to store her maize and sell it at a higher price over the next 6 to 9 months, guaranteeing higher returns. This is crucial for Ladi, as she plans on using the increased income to purchase additional farmland for a bigger harvest next season.