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Total loan: $4,475

Hirwa Agric Group

Flag of Rwanda
, , Rwanda / Agriculture

Hirwa Agric Group's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to buy more fertilizers for maize-growing and also buy more maize seeds.

Hirwa Agric Group's story

Hirwa Agric group is a group represented by Cyprien, a 46-year-old father of five children aged between 2 and 20 years. He is a farmer and has been growing maize for the past 13 years. With the loan from Kiva, he would like to buy more fertilizers for maize-growing and also buy more maize seeds. The profits from his business will be used to pay school fees for his children and also build a house for his family.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations.

For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.