Total loan: $300


Flag of Kenya
litein, Kericho County, Kenya / Agriculture

Josphine's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped a single woman borrower with good credit buy farm inputs to improve her productivity, increasing profits to support her children through school.

Josphine's story

Josphine is a single mom of 5 school-going children. She resides in the Litein area of Kenya, an area where most houses have neither electricity nor a water connection from the government. Having grown up on a farm, Josphine is no stranger to hard work. She is ready and determined to roll up her sleeves and work hard to make her farming journey a fruitful one! Thanks to her daily efforts, Josphine has managed to give her family a good start.

Josphine has a farm where she grows crops and raises livestock. She also earns some income from a personal business. She never had a formal college education and is content with the farming lifestyle. The Litein area is a favorable one for farming. Josphine is seeking a 30,000 KES loan through Kiva's field partner Juhudi Kilimo to buy farm inputs such as fertilizer, to enable her to grow more crops, reap maximum profits, and increase her business.

Being a woman and accessing funds in Kenya, especially around her village, is very challenging, but Josphine feels relieved knowing there are institutions such as Kiva that help enterprising women like herself. Josphine is always working to improve her family’s living conditions, and her biggest dreams are to become independent and support her family by herself.