100%

funded

Total loan: $325

Josphine

Flag of Kenya
Kitale, Trans-Nzoia County, Kenya / Food

Josphine's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!


A loan helped to buy varieties of cereal from local farmers to sell to her customers and at the local market.


Josphine's story

Josphine, a repeat Kiva borrower, is a 32-year-old mother of three children, living in Kitale, a town surrounded by prime agricultural lands favoring large-scale grain, dairy and horticultural farming. She has been farming for the last eight years, earning income by selling milk and eggs and used to buy her family's basic needs. Her clients enjoy the quality of milk and crops that she sells, but she is uncomfortable with the little she earns after having invested so much time and effort.

Josphine has decided to take out a loan to buy varieties of cereal from local farmers to sell to her customers and at the local market. She will earn a commission she will use to repay the loan and elevate her standard of living. This loan is a new opportunity for her. Her irregular income and lack of collateral security limits her access to loans from commercial banks. Thanks to Juhudi Kilimo and Kiva, the lives of Josphine and her family will be changed.