Total loan: $200


Flag of Kenya
Kapsowar, Elgeyo-Marakwet County, Kenya / Agriculture

Charity's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to buy affordable farming inputs such as certified seeds and nutrient-rich fertilizers to improve her farm.

Charity's story

Charity (a 31-year-old mom of 3 school-going children) would be characterized by her neighbours and customers as an always-smiling, amiable and charismatic woman.

Charity has much experience in farming. Having practiced farming for many years, she is considered one of the best farmers in her village. Her primary sources of income are milk and crops. Charity’s family is built on a pillar of her hard work and desire to achieve.

When she learned about Juhudi and Kiva, Charity became interested. In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have always skyrocketed. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions which sometimes impose very complicated procedures in loan distribution. Some farmers, especially women, end up in hopelessness, despondency, and a lack of morale to invest in agriculture.

Charity has taken out this loan so that she can use the money to buy quality farming inputs such as certified seeds and nutrient-rich fertilizers, which she plans to use on her farm. With these inputs, Charity will be assured of a good harvest which will consequently be reflected in her pocket.