Total loan: $2,450


Kara-Buura district, Talas region, Talas Region, Kyrgyzstan / Agriculture

Gulzina's loan finished fundraising,
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A loan helped to buy dairy cows to increase her cattle herd and sales of organic milk.

Gulzina's story

Gulzina, age 48, is married and has 2 children. She has a secondary-school education. She has been farming and raising livestock as her family's main source of income since 2000. Thanks to her tireless work, her farm now has 2 cows, 20 sheep, a horse and a 0.96-hectare plot of land on which she grows beans.
She has an agreement to deliver organic milk to a local factory for further processing into dairy products. This allows her to invest in her agricultural business on an ongoing basis. She sells dairy products (seen in the photo). Having learned that she could get a loan at Bai Tushum Bank using a contract for future delivery of a "value chain" product as collateral, she has turned to Bai Tushum Bank for a loan in the amount of 180,000 som (KGS) for the purchase of dairy cows, with the aim of increasing her volume of organic milk sales.
The factory's payments for the milk will be transferred directly to Gulzina's bank account, while loan payments will be automatically deducted. Revenue from the loan will help her further develop her farm and complete construction of her home.