100%

funded

Total loan: $575

Caroline

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Bomet, Bomet County, Kenya / Food

Caroline's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!


A loan helped to buy different varieties of cereals so this ever-smiling mum can sell them.


Caroline's story

Juhudi Kilimo would like to celebrate mothers who are smallholder farmers!

Caroline is a 33-year-old married mother of 2 children who lives in Bomet. She was attracted to farming when she was a child. By observing her parents working on and making a profit from their farm, she learned the art of farming.

Caroline has been practicing mixed farming for the last few years. The income she makes from selling milk is used to meet the basic needs of her household. Though she has gathered much experience as a farmer, she is not satisfied with the little amount she earns, as she is the only breadwinner in her household.

To earn more income, Caroline has decided to begin trading in cereals. She has applied for a 60,000 KES loan through Kiva's field partner Juhudi Kilimo to buy different varieties of cereals, such as corn and beans from local farmers, then sell them to her customers and at the local market. She will earn a commission from these sales, which she will to use to repay the loan and improve her standard of living.

Caroline's irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan in commercial banks. This loan, therefore, is an opportunity that she's never had before. Thanks to Juhudi Kilimo and Kiva, Caroline's life and that of her family will be changed for the better.