100%

funded

Total loan: $500

Monicah

Eldoret, Rift Valley, Rift Valley, Kenya / Agriculture

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A loan helped to buy quality farming inputs such as certified seeds and nutrient-rich fertilizers, which she plans to use on her farm and make more income for her family.


Monicah's story

Monicah is a 40-year-old mother of three children who is very hardworking and always wants to give her family a solid reputation. She is a mixed farmer who has farmed for three years, enabling her be able to support her small family. Today, her children can attend a good local public school, thanks to the efforts of their hardworking mom.

Monicah is a competent farmer who has been rearing dairy animals and growing different varieties of crops. She also sells groceries to make additional profit. When she learned about Juhudi and Kiva, she became interested. In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have always skyrocketed. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions, which sometimes impose very complicated procedures in loans distribution.

Some farmers, especially women, end up in hopelessness, despondency and lack of morale to invest in agriculture. Monicah has borrowed this loan so that she can use it to buy quality farming inputs such as certified seeds and nutrient-rich fertilizers, which she plans to use on her farm. With these inputs, Monicah will be assured of a good harvest, which will consequently reflect in her pocket. This loan will be a turning point for a mother this 2020.