Total loan: $3,025


Atay Ogonbaev village, Talas region, , Kyrgyzstan / Agriculture

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A loan helped to buy dairy cows to increase income from cattle breeding and milk sales.

Zarina's story

Zarina is 38 years old, married, and has 4 children. She has a secondary education. As the main source of income for her family, she works in animal husbandry and field farming.

Thanks to her hard work and the help of her husband, her farm currently has 4 cows, 10 sheep, 2 horses, as well as a land share of 4.50 hectares on which she grows beans. She has a contract to supply organic milk to a local factory for further processing into dairy products. This allows her to continuously invest in her agricultural business.

After learning that she can get a loan at Bai Tushum Bank secured by a contract for future delivery as part of a product value chain, she applied for a loan of 210,000 KGS. It is for the purchase of dairy cows in order to increase her volume of milk sales. Payments for the milk from the factory will be directly transferred to Zarina's bank account, and loan payments will be automatically deducted. Income from the loan will help her to further develop her farm and to give her children a good education.