Total loan: $250


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Bungoma, Bungoma, Kenya / Food

Millycent's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to buy cereals to resell at profit, which will be used to cover the education expenses of her children.

Millycent's story

Millycent is a 36-year-old mother of six children living in Bungoma, a town whose surroundings have vast agricultural potential with numerous small farms and also vast agricultural enterprises. She grew up knowing farming as the only sustainable livelihood. Her spirit has led her to be a successful farmer, practicing dairy farming and crop production. She also has a small business.

Although this enterprising woman has been earning a profit, the meager income Millycent makes is not enough to meet all the basic needs of her household. She wants to increase her business and earn more profit by selling cereals at her local market. The cereals business is one of the most profitable businesses in the Bungoma region, where Millycent is from, and she believes that she will be able to make additional profit. The profit she makes will be used to pay school fees for her children.

Unlike most micro-finances in Kenya that have imposed very complicated procedures in funds acquisition, thereby discouraging smallholder farmers, Juhudi Kilimo is working closely with Kiva to make loan acquisition for a smallholder farmer easy and convenient. Through this intervention, movement of funds in the rural communities has increased, thereby alleviating rural poverty. Kindly lend to Millycent in this month of Valentines.