Total loan: $500


Kerugoya, Kirinyaga County, Kenya / Agriculture

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A loan helped a single mom to buy farming inputs (good-quality fertilizers) to increase production on a banana farm.

Jane's story

When Jane, a 25-year-old single mom of one, heard of the good job that Kiva does in supporting farmers around the globe, she became very excited. Despite adversities, she always smiles. Jane is a very hardworking and self-driven mother. She is known in her village for her never-ending resilient nature. Her main sources of income include banana, dairy and crop farming.

In Kenya, agriculture is one of the most competitive industries, and there are very high costs of operations necessary to improve farming. Such costs include the cost of land acquisition and materials, which have always skyrocketed. To meet the high costs of materials, farmers have been forced to borrow from financial institutions that can sometimes impose very complicated procedures in loan distribution. Some farmers, especially women, end up being disadvantaged.

Jane is taking out this loan to buy farming inputs (good-quality fertilizers) to produce more on her banana farm and increase her level of income so that she can comfortably sustain her family.

Lenders, if there is someone that you should lend to this year, then that person is Jane. She will not let you down.