Total loan: $2,600


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Kyzyl-Tuu village, Talas region, , Kyrgyzstan / Agriculture

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A loan helped to buy two dairy cows in order to increase the number of cattle and the amount of organic milk she sells.

Zhazgul's story

Zhazgul is 34 years old, married, and is a mother to four children. She has a university degree. Zhazgul breeds livestock and raises crops as the main sources of income for her family. Her neighbors describe her as an honest woman with a joyful personality.

Due to Zhazgul's hard work and her husband’s help, her farm currently has two cows and two horses as well as a 2.88 ha plot of land where she grows beans. Zhazgul has a contract to supply organic milk to a local plant, which processes that milk into dairy products. This allows Zhazgul to continuously invest in her agricultural business.

Having learned that she can take out a loan from Bai Tushum Bank using the contract for future deliveries as a collateral as part of the "Chain of Value Added" project, Zhazgul has applied for a loan of 180,000 KGS to be able to buy two dairy cows in order to increase the number of cattle she owns and the volume of milk she can supply. The payments for the milk supplied will be deposited directly to Zhazgul’s bank account, and her loan payments will be deducted automatically.

The income generated by this loan will help Zhazgul to further grow her herd, improve the financial well-being of her family, and provide quality education for her children.