Total loan: $300


Nyahururu, Nyandarua County, Kenya / Agriculture

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A loan helped to purchase farming inputs to boost the quality of her produce and earn more profit as a single mother who is unwilling to see her children suffer.

Virginia's story

Virginia is a single mother of five children who is very focused and determined to give her children a solid reputation. Virginia has learned a range of new farming practices that improve sustainability and enhance resilience, and that are likely to be helpful in adapting to climate change. Virginia is a mixed dairy, crop, and poultry farmer. Though she dearly loves crop farming, her farm is at risk of attack by pests and disease. For poor rural farmers, treating crop disease means an increase in total operational costs that in most cases exceed the value of the harvested output. The remedy is to use hybrid seed that are resistant to pests and disease.

Virginia is requesting this loan to purchase farming inputs, such as fertilizer and hybrid seed, to boost the quality of her horticulture products, earn more profit, and elevate her living standard. This loan is, therefore, an opportunity she did not have before. Her irregular income and lack of collateral security were the main drawbacks keeping her from accessing a loan from commercial banks. Thanks to Juhudi Kilimo and Kiva, the life of Virginia and her family will be changed through this loan.