Total loan: $700


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Kenyenya, Kisii County, Kenya / Agriculture

Ruth's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to pay for farm inputs and to hire laborers to grow more crops, make more profit, and set a good foundation for her three children.

Ruth's story

Ruth is a 31-year old mother of three children whose tenderness and love for farming exceed all limits. She is a wise farmer who is respected by her neighbors and fellow farmers as a mentor. Her main source of income is from dairy and crop farming. She is seeking a 70,000 KES loan, which she will use to pay for farm inputs and to hire laborers to grow more crops.

It takes a lot for a smallholder farmer to risk limited resources to expand a farm business. With your help, Ruth will be able to pay the high cost of farm inputs necessary for expansion. A significant portion of the profits will be plowed back into the business to fuel growth and to set a good foundation for her children.

Unlike most microfinance institutions in Kenya that have imposed very complicated procedures for funds acquisition, thereby discouraging smallholder farmers, Juhudi Kilimo is working closely with Kiva to make loan acquisition for a smallholder farmer easy and convenient. Through this intervention, movement of funds in the rural communities has increased, alleviating rural poverty.