Total loan: $400


Eldoret, Rift Valley, Rift Valley, Kenya / Agriculture

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A loan helped to gain access to cost-efficient hybrid seeds and fertilizer for crop cultivation for this woman with a good credit history.

Sharon's story

When Sharon, a 22 year old mom of 4 (pictured above outside her mud house), realized that getting a white-collar job in Eldoret was proving to be futile, she decided to assemble all her resources and invest in farming. She refers to that decision as the best decision she's made. Not only has she been able to feed her family, but she has been able to send her children to school in a move to empower them. Sharon is a hardworking mother. She obtains her income from sheep, crop farming and dairy.

The Eldoret area is favorable for farming. She is seeking a 40,000 KES loan through Kiva's field partner Juhudi Kilimo to buy farm inputs such as fertilizers and seeds to enable her to grow more crops, reap maximum profits, and increase her crop business.

Being a Kenyan woman, accessing funds in Kenya, especially around her village, is very challenging. But Sharon feels relieved knowing there are institutions such as Kiva that help enterprising women like herself. She is always working to improve her family’s living conditions.

This loan will surely have a lasting impact on Sharon's future.