Total loan: $1,000


Cabanatuan City, Nueva Ecija, Central Luzon, Philippines / Housing

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A loan helped to renovate her house.

Ruby's story

Ruby is a 37-year-old businesswoman from Cabanatuan City, Nueva Ecija. Ruby is a widow blessed with four children who are still pursuing their studies. She has been engaged in a sari-sari store selling chips, bread, candies, canned goods, etc. for almost six years.

Ruby has a good client record in Alalay sa Kaunlaran (ASKI), Inc. for about five years. Her recent loan was use for the improvement of her house. Although their house it is still in the process of improvement, Ruby is requesting again a loan amounting to PHP 50,000 under its housing loan program. She will use it to buy additional materials like hollow blocks, cement, steel bars,galvanized roof and lumbers for the renovation of their house. Her dream is to become successful and also her children.

Ruby believes that with the help of ASKI and KIVA lenders, her dreams will come true.