Total loan: $1,200


Kapsowar, Elgeyo-Marakwet County, Kenya / Agriculture

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A loan helped to buy quality farming inputs such as certified seeds and nutrient-rich fertilizers.

Betty's story

Betty is 35 years old and has two children. She is from Kerugoya. She is a smallholder farmer who loves and enjoys farming. During the few years that she has been farming, she has been able to provide her family with a good and decent lifestyle.

In Kenya, agriculture is one of the most competitive industries, especially due to the high cost of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have always been high. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions. These institutions sometimes impose very complicated procedures for loan distribution. Some farmers, especially women, end up in despair because they do not have access to financial assistance.

Betty is a competent farmer who rears dairy animals and grows different varieties of crops. She requested a loan from Juhudi Kilimo, which she will use to buy quality farming inputs, such as certified seeds and nutrient-rich fertilizers. With these inputs, Betty will be assured of a good harvest, which will consequently improve her income. This loan will be a turning point for her in 2019.