Total loan: $800


Nyamira, Nyamira County, Kenya / Agriculture

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A loan helped to buy farm inputs, such as certified seed and nutrient-rich fertilizer, to boost the quality of her produce and help give hope to this woman farmer this season.

Peria's story

Peria is a mother of three children who is very determined to succeed. She hails from a remote village in the Bungoma area of Kenya, where farming has been embraced as the only primary economic activity. Peria has never shifted her attention away from farming; she has always worked hard to meet her set objectives. She enjoys generating an income through selling her harvest, which makes her feel accomplished. However, Peria finds the cost of farming inputs very high.

In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have always skyrocketed. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions that sometimes impose very complicated procedures in loans distribution. Some farmers, especially women, end up being disadvantaged.

Peria has taken this loan to buy farm inputs such as certified seeds and nutrient-rich fertilizer to boost the quality of her produce, earn more profits, and elevate her living standards. This loan is therefore an opportunity that she never had before. Her irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan at commercial banks. Thanks to Juhudi Kilimo and Kiva, the lives of Peria and her family will be changed through this loan.