Total loan: $375


Kaduna, KD, Nigeria / Education

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A loan helped buy books and uniforms for his school-going children through a harvest advance loan.

Lawal's story

Lawal is a maize farmer from the rural area of Kaduna, a state located in northern Nigeria; he looks forward to earning higher profits from farming.

As a member of Babban Gona, Lawal has access to high-quality inputs and enhanced farming services that help to increase his yields. Furthermore, through training programs, Lawal now practices farming in a more sustainable manner. For example, the fertilizer education Lawal receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields. Lawal expects to reap 35 bags/hectare, or double the national Nigerian average of 18 bags/hectare from this year's harvest. Lawal however needs a Harvest Advance Loan to buy books and uniforms for his school-going children.

The Harvest Advance Loan will provide Lawal with cash equivalent to his value of maize at harvest. Babban Gona will then help Lawal to store his maize and sell it at a higher price in the future, guaranteeing higher returns. This is crucial to Lawal as he plans on using the profits from this harvest to open an agro-dealer shop.