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Other amount



Total loan: $1,000


Nyahururu, Nyandarua County, Kenya / Agriculture

Joyceline's loan finished fundraising, but these other borrowers need your support

A loan helped to buy quality farming inputs such as certified seeds and nutrient-rich fertilizers, to improve her farm, generate more profits and educate her children.

Joyceline's story

Joyceline would be characterized by her neighbors and customers as an always smiling, amiable and charismatic woman. She is a single mother of three children who hails from the Nyahururu area of Kenya, a town whose surroundings have vast agricultural potential with numerous small farms and also vast agricultural enterprises.

Joyceline has a lot of experience in farming. Having practiced farming for more than 10 years, she is considered one of the best farmers in her village. Her primary sources of income are milk, eggs and crops. When she learned about Juhudi and Kiva, she became interested in what they could offer.

In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have always skyrocketed. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions, which sometimes impose very complicated procedures in loans distribution. Some farmers, especially women, end up in hopelessness, despondency and lack of morale to invest in agriculture.

Joyceline has borrowed this loan so that she can use it to buy quality farming inputs such as certified seeds and nutrient-rich fertilizers, which she plans to use on her farm. With these inputs, she will be assured of a good harvest, which will consequently reflect in her income.