Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $50,000

Cycle Connect

Kampala, Central Region, Uganda / Agriculture

Cycle Connect's loan finished fundraising, but these other borrowers need your support

A loan helped rural farmers in Uganda utilize oxen and bikes to increase their income.

Cycle Connect's story

This loan may have a higher risk but higher impact. Learn more here. Sub-Saharan Africa has 25% of the world's arable land but only produces 10% of agricultural output, in part because of vast inefficiencies throughout the agricultural supply chain. Tilling of land is often performed by hand and can take 30 days. Financing for farmers to invest in equipment is limited. Based in Northern Uganda, Cycle Connect provides rural farmers with productive assets to increase productivity. Productive assets, such as bicycles or ox and plow, can shorten the tilling process significantly, from 30 days to 3 days in the case of oxen. This helps farmers better plan for rain, creates more resiliency, and allows for deeper digging and more rain penetration to better saturate the seeds. Farmers can expand what they are tilling 2 to 3x the amount of land using oxen. To date, Cycle Connect has served over 5,000 farmers and measure $1.3M in additional income for the farmers served across the useful life of the asset. This Kiva loan of $50,000 will enable Cycle Connect to provide bicycles, ox & plow, and motorcycles to more than 400 farmers on credit next year.